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E*TRADE (Morgan Stanley Private Bank) bonus: $200 plus 4.25% APY for 6 months (promo code SAVE200)

Premium Savings. Here's what it takes, when it ends, and what it's really worth per day.

Checked Nov 4, 2026

Ends in 21 days
Net per day
—
Max days to payout
—
Cash parked
—
Net value
—

The details

Bonus$200 plus 4.25% APY for 6 months (promo code SAVE200)
RequirementsNo direct deposit.
Other conditionsQualifying-deposit amount not confirmed: E*TRADE's banner says 'qualifying deposits' without the figure in the text we read. The older $400-$800 tiers listed by aggregators were not on E*TRADE's site on 2026-11-04.
ExpiresNov 30, 2026. E*TRADE's site banner (read 2026-11-04): open and fund a new Premium Savings Account with qualifying deposits by November 30, 2026. Terms apply.
Max days to payout—
Cash parked—
Opportunity cost—
Net value—
Bonus as APY—
Fine printTwo aggregators disagree on details (DoC: 4% APY; NerdWallet: 4.25% for 6 months). The E*TRADE savings URL we tried returned 404. Re-verify before featuring.
VerificationPartly verified (partial). Last checked Nov 4, 2026.
Sourcehttps://us.etrade.com/promo/checking-offer
Also seehttps://us.etrade.com/bank/premium-savings-account

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E*TRADE (Morgan Stanley Private Bank)

Premium Savings · Online bank
Partly verified

Last verified Nov 4, 2026

$200
$200 plus 4.25% APY for 6 months (promo code SAVE200)
—net / day
Ends in 21 daysEffort not verified
  • No direct deposit.
  • Qualifying-deposit amount not confirmed: E*TRADE's banner says 'qualifying deposits' without the figure in the text we read. The older $400-$800 tiers listed by aggregators were not on E*TRADE's site on 2026-11-04.
Get this bonus
Goes to the source page (partly verified)
We may earn a commission from some links. It never changes the ranking.
Fine print & the math

Two aggregators disagree on details (DoC: 4% APY; NerdWallet: 4.25% for 6 months). The E*TRADE savings URL we tried returned 404. Re-verify before featuring.

Expires: Nov 30, 2026. E*TRADE's site banner (read 2026-11-04): open and fund a new Premium Savings Account with qualifying deposits by November 30, 2026. Terms apply.

Cash parked — · Opportunity cost vs 4.00% savings — · Net —

Also see: https://us.etrade.com/bank/premium-savings-account

Source page · last verified Nov 4, 2026

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